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Terms of Service

Last updated: April 1, 2026

Welcome to Formt. These Terms of Service ("Terms") govern your access to and use of the Formt platform, website, and services (collectively, the "Service") operated by Mingles LLC ("Company," "we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.

1. Acceptance of Terms

By creating an account, accessing, or using the Service, you confirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Description of Service

Formt is a cloud-based workflow automation platform that enables users to build, configure, and run automated workflows. The Service allows users to define workflow steps, process data through various integrations, and generate outputs using third-party APIs and AI models.

The Service may include integrations with third-party providers including, but not limited to, OpenAI, Anthropic, Google Cloud Document AI, Google Sheets, Facebook/Meta, and Linkedin. Use of these integrations is subject to the respective third-party terms and policies.

Feature & Integration Changes. We reserve the right to add, modify, or discontinue any feature, integration, or third-party service connection at any time, with or without notice. We will make reasonable efforts to provide advance notice of material changes to the Service's functionality. Discontinued features or integrations do not entitle you to any refund, credit, or compensation.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

We reserve the right to suspend or terminate accounts that violate these Terms or that we reasonably believe have been compromised.

4. Acceptable Use

You agree not to use the Service to:

Fair Use & Resource Limits. The Service is designed for reasonable business use. We reserve the right to impose or adjust usage limits, throttle, suspend, or terminate accounts that consume disproportionate resources, including but not limited to excessive workflow executions, API calls, data storage, or compute usage. We will make reasonable efforts to notify you before taking action, but reserve the right to act immediately if your usage threatens the stability or availability of the Service for other users.

5. User Data & Content Ownership

Your Content. You retain all ownership rights to the content you create, upload, or process through the Service, including but not limited to workflows, schemas, records, templates, and any data you input ("User Content"). We do not claim ownership over your User Content.

License to Us. By using the Service, you grant us a limited, non-exclusive, worldwide license to host, store, process, and display your User Content solely as necessary to provide and improve the Service.

Data Portability. You may export your User Content at any time through the features provided in the Service. Upon account termination, we will make your data available for export for a reasonable period, after which it may be deleted.

6. Third-Party Integrations & AI Disclaimer

The Service integrates with third-party APIs and AI providers to process your data as part of workflow execution. When you configure a workflow to use a third-party integration:

You acknowledge that AI-generated content should not be used as a substitute for professional advice, including legal, medical, financial, or other specialized guidance.

Workflow Outcomes & Automated Actions

You are solely responsible for the configuration, testing, and outcomes of all workflows you create, modify, or run using the Service. Automated actions executed by your workflows — including but not limited to data creation, modification, deletion, file operations, social media posts, messages, API calls to third-party services, and any other operations — are performed on your behalf and at your direction. We provide the automation platform; you determine how it is used.

You acknowledge that:

AI-Generated Workflows

Workflow configurations, steps, field mappings, and automations generated or suggested by AI features within the Service are produced by artificial intelligence. We do not guarantee the accuracy, completeness, correctness, or fitness for any particular purpose of AI-generated workflow configurations.

You are solely responsible for reviewing, testing, and validating all AI-generated or AI-suggested workflow configurations before activating or running them. We disclaim all liability for any actions taken by workflows that were created, modified, or suggested through AI features.

No Financial or Investment Advice

The Service is not a financial advisory platform. Any data, outputs, analyses, or content generated through the Service — including but not limited to outputs from AI models, financial data integrations, market data, SEC filings, or any other financial information — is provided for informational purposes only and does not constitute financial advice, investment advice, trading advice, or any other form of professional financial guidance.

You should not make any investment, trading, or financial decisions based solely on information obtained through or generated by the Service. Always consult a qualified financial advisor, broker, or other licensed professional before making any financial or investment decisions. Past performance data, projections, or AI-generated analyses available through the Service are not indicative of future results and should not be relied upon as such.

7. Intellectual Property

The Service, including its design, code, features, documentation, and branding, is owned by Mingles LLC and is protected by intellectual property laws. "Formt" and associated logos are trademarks of Mingles LLC. Nothing in these Terms grants you any right to use our trademarks, trade names, or branding without our prior written consent.

8. Service Availability

We strive to maintain high availability of the Service but do not guarantee uninterrupted, continuous, or error-free operation. The Service may be temporarily unavailable due to scheduled maintenance, updates, system failures, third-party service outages, or circumstances beyond our control. We will make reasonable efforts to provide advance notice of planned downtime where practicable.

You acknowledge and agree that temporary or extended downtime may occur, and that we shall have no obligation to provide refunds, credits, service-level credits, or any other form of compensation for periods of unavailability, regardless of the cause or duration. You are solely responsible for implementing your own business continuity and disaster recovery plans.

9. Billing, Credits & Payments

The Service uses a credit-based billing system. Credits are the single unit of measurement for usage across the platform. Each workflow step execution, AI generation, and other billable operation consumes credits from your organization's balance.

Credit Allocation & Plans

Subscription plans include a monthly credit allocation. Unused credits do not roll over between billing periods — your credit balance resets to your plan's allocation at the start of each billing cycle. We reserve the right to modify credit allocations, pricing, and plan features at any time with reasonable notice.

Credit Costs

Different operations consume different amounts of credits based on their computational cost and resource usage. Some operations have fixed credit costs (determined before execution), while others have variable credit costs (determined by actual resource consumption during execution, such as AI token usage or document page count). Current credit costs for each operation are available within the Service.

Credit Deduction & Insufficient Balance

Credits are deducted at the time of execution. For variable-cost operations, your credit balance may become slightly negative if an operation's actual cost exceeds your remaining balance. If your credit balance is zero or negative, subsequent operations will be paused until additional credits are available.

Credit Purchases & Refunds

Additional credits may be purchased through the Service. All credit purchases are final and non-refundable except as required by applicable law. Credits have no cash value and cannot be transferred, exchanged, or redeemed for cash. We reserve the right to expire purchased credits after a period of account inactivity as described in the Service.

Payment Terms

If you subscribe to a paid plan, you agree to pay all applicable fees as described at the time of purchase. Subscription fees are billed in advance on a recurring basis (monthly or annually, as selected). You authorize us to charge your designated payment method for all fees incurred. Failure to pay may result in suspension or termination of your access to the Service.

All fees are exclusive of taxes. You are responsible for any applicable taxes, duties, or government-imposed fees associated with your use of the Service.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MINGLES LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT: (A) THE SERVICE WILL MEET YOUR SPECIFIC REQUIREMENTS OR EXPECTATIONS; (B) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (C) THE RESULTS OBTAINED FROM THE USE OF THE SERVICE, INCLUDING ANY DATA, OUTPUTS, OR AI-GENERATED CONTENT, WILL BE ACCURATE, RELIABLE, OR COMPLETE; OR (D) ANY ERRORS IN THE SERVICE WILL BE CORRECTED.

YOU EXPRESSLY ACKNOWLEDGE THAT USE OF THE SERVICE IS AT YOUR SOLE RISK. ANY MATERIAL DOWNLOADED, OBTAINED, OR OTHERWISE ACCESSED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MINGLES LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR INVESTMENT LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE, INCLUDING ANY FINANCIAL OR INVESTMENT DECISIONS MADE BASED ON DATA, OUTPUTS, OR CONTENT GENERATED BY THE SERVICE.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE TOTAL AMOUNT OF FEES PAID BY YOU TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED U.S. DOLLARS ($100), WHICHEVER IS GREATER.

WE ARE NOT LIABLE FOR ANY FAILURES, ERRORS, OR INACCURACIES IN OUTPUTS GENERATED BY THIRD-PARTY AI PROVIDERS THROUGH THE SERVICE, NOR FOR ANY DAMAGES RESULTING FROM THE UNAVAILABILITY OF THIRD-PARTY INTEGRATIONS.

12. Indemnification

You agree to indemnify, defend, and hold harmless Mingles LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the Service, your User Content, any actions or operations executed by workflows you create or configure (including but not limited to data modifications, deletions, or transmissions to third-party services), or your violation of these Terms.

13. Termination

You may terminate your account at any time by contacting us or using the account settings in the Service. We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice.

Upon termination, your right to use the Service will cease immediately. Sections of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification, and limitations of liability.

14. Force Majeure

Neither party shall be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond the party's reasonable control, including but not limited to: acts of God, natural disasters, epidemics or pandemics, war or terrorism, government actions or regulations, civil unrest, power outages, internet or telecommunications failures, cyberattacks or distributed denial-of-service attacks, failures of third-party cloud infrastructure providers (including but not limited to Google Cloud Platform, Amazon Web Services, or Microsoft Azure), or failures of third-party API providers used by the Service.

During a force majeure event, the affected party's obligations shall be suspended for the duration of the event. If a force majeure event continues for more than thirty (30) consecutive days, either party may terminate these Terms upon written notice without further liability.

15. Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the Service, you consent to the practices described in our Privacy Policy.

16. Modifications to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email or by posting a notice on the Service prior to the changes taking effect. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the modified Terms.

17. General Provisions

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of laws provisions.

Dispute Resolution

Any disputes arising out of or relating to these Terms or the Service shall first be attempted to be resolved through good-faith negotiation. If the dispute cannot be resolved through negotiation, it shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Mingles LLC regarding the Service and supersede all prior agreements, understandings, and communications.

Waiver

The failure of Mingles LLC to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

18. Contact Information

If you have any questions about these Terms, please contact us at:

Mingles LLC
Email: mingles@formt.com